可支配收入，也称为可支配个人收入（DPI）或净工资，是指您在缴纳所有直接联邦，州和地方税后从年总收入中剩余的金额。 例如，一个家庭年收入为90,000美元并缴纳20,000美元税款的家庭的可支配净收入为70,000美元（90,000美元至20,000美元）。 经济学家利用可支配收入来确定全国范围内家庭储蓄和消费习惯的趋势。 根据国际经济合作与发展组织（OECD）的数据，美国每户平均可支配个人收入（DPI）约为44,000美元。
Disposable income, also known as disposable personal income (DPI) or net wages, is the amount of money you have remaining from your annual gross income after paying all direct federal, state and local taxes. For example, a household with an annual household income of $ 90,000 and pays $ 20,000 in taxes has a net disposable income of $ 70,000 ($ 90,000 to $ 20,000). Economists use disposable income to determine trends in household savings and consumption habits across the country. According to the International Organization for Economic Cooperation and Development (OECD), the average disposable personal income (DPI) per household in the United States is about $ 44,000.